Rene Contreras
Agency Owner
Rene Contreras is the owner of The Contreras Agency LLC. He earned a Bachelor of Business Administration in Financial Services and Risk Management from St. Mary’s University in 2005 and an MBA from Texas A&M University–Corpus Christi in 2006.
After serving as an Exclusive Allstate Insurance Agent from 2008 to 2018, Rene transitioned his agency to an independent model, allowing him to offer clients more insurance options and personalized service.
A lifelong South Texas resident, Rene is committed to giving back to his community. He currently serves as Vice President of the Ingleside ISD Education Foundation and previously served as its President from 2018 to 2024. He has also served as President of the Ingleside Development Corporation, an organization that promotes economic growth in the city. Aside from his direct ties to the local school district and city governance, Rene volunteers as a coach for various youth sports organizations.
Rene and his wife have three sons. Outside office and volunteer work, he enjoys spending time with his family, golfing, fishing and spontaneous road trips.
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Nora Adame
Licensed Agent
Nora began her insurance career with The Contreras Agency in 2008 unseasoned but with the willingness to learn the business and quickly adapt, becoming a friendly and familiar face in the community in which she grew up in. As a bilingual representative of The Contreras Agency, Nora adds comfort for our Spanish-speaking only clients. In 2010, she took a break to focus on taking care of her grandchildren for a few years but rejoined the agency full-time during their transition to becoming an independent office . Nora has always enjoyed helping others especially with important things in their lives that may seem a little overwhelming.
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Jill Lugo
Licensed Agent
Jill is a dedicated insurance professional who is passionate about helping individuals and families find coverage that fits their needs. She believes in building lasting relationships through honesty, clear communication, and exceptional customer service. Whether she’s preparing quotes, answering questions, or guiding clients through the insurance process, she strives to make every experience as smooth and stress-free as possible.
Known for her approachable personality and strong work ethic, Jill takes pride in treating every client with care and respect. She understands that insurance is more than just a policy—it’s about protecting what matters most. Her goal is to provide dependable service while helping clients make informed decisions with confidence.
Outside of work, Jill enjoys spending time with her family, singing karaoke, dancing, listening to music, and continuing to learn new things. She brings the same warmth, dedication, and positive attitude to her personal life that she brings to her career every day.
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Maria Orta
Licensed Agent
With 10 years of experience in the insurance industry, Maria is passionate about helping clients find the right coverage to protect what matters most. She takes pride in providing personalized service, building lasting relationships, and making the insurance process as simple and stress-free as possible.
Outside of work, Maria loves spending quality time with her family. Her dedication to both her clients and family reflects the values she brings to everything she does—trust, compassion, and commitment.
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Tammy Davila
Licensed Agent
Tammy's professional background includes many years in the financial service industry which includes experience as a bank branch manager, mortgage loan officer, and financial advisor with Merrill Lynch. Throughout her career, she has enjoyed building relationships, helping people make important decisions, coaching others, and finding solutions that fit their individual needs. With her experience and passion, she looks forward to thriving in the insurance business.
A proud South Texas native, Tammy was born and raised in the Ingleside area where she values the importance of family, community and genuine relationships. Married to her husband of 23 years, together they raised four daughters, one son and have 12 grandchildren who keep them busy and their lives full. Her family also includes two little dogs.
When she's not working, Tammy loves traveling with her husband, exploring new cities, discovering new restaurants, and trying different foods. She enjoys meeting new people, learning from different experiences and making memories with the people she loves.
Excited to be part of The Contreras Agency, Tammy looks forward to getting to know clients, earning their trust, and being someone they can count on when it comes to protecting their families, homes, and futures.
